Checking and Savings Products
PERSONAL CHECKING ACCOUNTS
i-Checking Apply now!
- Balances up to 19,999 currently 3.10% APY*
- Rate guaranteed through November 1, 2008
- Balances $20,000 & up earn .50% APY
- No foreign ATM fees
Account Requirements:
- accept e-statements (free!)
- register for online banking (free!)
- use debit card at least 10 times per calendar month (signature or pin)
- at least 1 direct deposit or ACH per calendar month
- personal accounts only
* 3 consecutive months of not meeting the above criteria may result in loss of account privileges. If eligibility requirements are not met the entire account balance will earn .10% APY.
LIMITED TIME OFFER! FREE PORTABLE JUMP DRIVE WHEN YOU OPEN!
****************************************************************
Totally Free Checking Account - a basic, no-frills account
- No minimum balance requirement
- No monthly service charges
- Unlimited check writing
- Free Online Banking & Bill Pay
- Free Debit or ATM card
- Receive your statements by mail or electronically
Advantage Blue Checking Account - enjoy financial benefits based on your total deposits at HarborOne
- No minimum balance requirement
- $15 monthly service fee - waived if you maintain a combined monthly average deposit balance of $3,000
- Unlimited check writing
- Free Online Banking & Bill Pay
- 4 Free foreign ATM transactions (withdrawals, transfers & inquiries) per month
- Free Debit or ATM card
- First order of basic checks free
- Eligible for Advantage Money Market Account
- Receive your statements by mail or electronically
Advantage Gold Checking Account - our premier checking account, offering the most comprehensive benefits based on your total deposits at HarborOne
- $100 minimum balance to earn interest
- $20 monthly service fee - waived if you maintain a combined monthly average deposit balance of $15,000
- Unlimited check writing
- Eligible for Advantage Money Market
- Free Online Banking & Bill Pay
- Unlimited Free foreign ATM transactions
- Free Advantage Gold checks
- Free Debit or ATM card
- Higher debit card limit ($2,500)
- Special CD rates for Advantage Gold customers only
- $10 off any size safe deposit box
- Receive your statements by mail or electronically
PERSONAL SAVINGS ACCOUNTS
i-Savings Apply Now!
- Balances $25,000 & up 3.20% APY*
- Balances up to $24,999 No interest paid
Requirements of Account:
- Accept e-Statements (free!)
- One in-branch transaction per month at no charge
- Additional branch transactions incur fee of $25 each
- No overdraft to checking account
- Debit card available - not linked to any other account
- Inter-Bank Transfers available through Online Banking
3 consecutive months of not meeting the above criteria may result in loss of account privileges. 18/65 rules do not apply to this account.
LIMITED TIME OFFER - FREE PORTABLE JUMP DRIVE WHEN YOU OPEN!
Statement Savings Account
- Minimum $25 required to earn interest (minimum to open account is $5)
- Interest compounds daily
- Unlimited transactions
- The $2 monthly service fee is waived if you maintain a $200 average monthly balance, or if the combined monthly average balances among all of your deposit accounts at HarborOne total $2,000 or more.
- No monthly service fee if the customer is under 19 or over 65
- To encourage savings, customers who commit to a savings plan by making 6 consecutive monthly deposits into the account and maintain a $200 average monthly balance will be refunded the monthly fee up to a maximum of $12. Limit: one reimbursement per individual.
Passbook Savings Account
- Minimum $25 required to earn interest (minimum to open account is $5)
- Interest compounds daily
- Unlimited transactions
- The $2 monthly service fee is waived if you maintain a $200 average monthly balance, or if the combined monthly average balances among all of your deposit accounts at HarborOne total $2,000 or more.
- No monthly service fee if the customer is under 19 or over 65
- To encourage savings, customers who commit to a savings plan by making 6 consecutive monthly deposits into the account and maintain a $200 average monthly balance will be refunded the monthly fee up to a maximum of $12. Limit: one reimbursement per individual.
Club Accounts - save for Christmas, vacations, or any other annual goal.
