Fee Schedule

Insufficient/Uncollected
Checks/Debits .................................. $27.00 each

Free Checking/NOW Account
Monthly Service Charge .............................. None

Advantage Blue Checking
Monthly Service Charge ............................$15.00
If combined average balance falls below $3,000

Advantage Gold Checking
Monthly Service Charge ............................$20.00
If combined average balance falls below $15,000

Super NOW
Monthly Service Charge ............................$15.00
If balance falls below $5,000

Limits on Third Party Payments ... See disclosure
Insufficient/Uncollected
Checks/Debits .................................. $27.00 each
Each Item Over Allowed Limit........... $10.00 each
(applies to checks and transfers) ......exceeding limit

Money Market Account
Monthly Service Charge .............................. None

Advantage Money Market
Monthly Service Charge .............................$3.00
If average balance falls below $1,000

Monthly Service Charge ..............................$2.00
If average balance falls below $200.00 (Fee waived if
combined average balance in all deposit accounts is
$2000 or more.)
Lost Passbook...........................................$10.00
Insufficient/Uncollected
(ATM and Direct Debits) ..................... 27.00 each

2 i-Savings more than 1 in branch transaction
per month ..............................................$25.00 each

Transactions at our ATMs .............................Free
Transactions at
Non-HarborOne ATMs........................ $1.25 each
Transactions at Sum
Network ATMs ................................No Surcharge

Replacement ATM/Debit Card ........... $10.00

Stop Payments .......................... $25.00 each
(Checking & Direct Debits & Treasurer’s Checks)

Checks
1Money Orders .................................$2.00 each
1Treasurer’s Checks.........................$2.50 each
Traveler’s Checks for One..........1.75% of value
Traveler’s Checks for Two ..............2% of value
Gift Checks.......................................$2.50 each
Certified Checks .............................$10.00 each

Other Fees
Check Orders ...............................Per Schedule
Returned Deposited Item/
Cashed Check..................................No Charge
Account Reconciliation/Research... $20.00/hour (One hour minimum)
Coupon Deposit...............................$10.00/env.
Duplicate Statement ........................$5.00 each
Non - U.S. Collection.............................. $25.00
Levies..................................................... $30.00
Check Photocopy ..................................... $4.00
Home Banking............................................Free
Home Banking with
Bill Payment &
Inter-Bank Transfers...................................Free
Dormant Account ................................... $30.00
Foreign/Domestic
Incoming Wire Transfer .......................... $12.50
Foreign/Domestic
Outgoing Wire Transfers ........................ $20.00
IRA Plan Termination Fee....................... $25.00
Signature Guarantee......... $5.00/per document

2 Telephone Loan Payment Request........$9.95
Temporary Checks ...........$3.00/for ten checks

SAFE DEPOSIT BOX ANNUAL RENTAL
3x5 ........$50.00 5x10......... $100.00
5x5.........$65.00 7x10......... $130.00
3x10.......$75.00 10x10....... $180.00
Late Payment Fee............................ $10.00

1 Fee Waived for Advantage Gold Customers

2 Change from previous schedule