Retirement Accounts
Will you be financially prepared for your retirement? Even if you are already saving through other means, such as a retirement plan at work, an IRA can be a valuable addition to your retirement savings plan.
A Traditional IRA offers tax-deferred earnings, and for some individuals, the ability to take a deduction each year. A Roth IRA offers tax-free earnings if certain rules are followed. Contributions to a Roth IRA are not deductible, but any contributions to a ROTH IRA may be withdrawn tax free. ROTH IRA interest earnings are tax free if withdrawn as a qualified distribution. Education IRAs are also available at HarborOne.
- IRA deposits are fully insured regardless of balance
- Funds from other IRA plans or employer retirement plans may be consolidated into a HarborOne IRA
- No transfer or maintenance fees
- Invest your IRA in a high-yield CD, a tiered-rate Money Market IRA, or an IRA Savings Account
- Receive an annual combined statement for all your IRA accounts
We make rolling over your current IRA or 401(k) simple. For more information about an IRA at HarborOne, call (508) 895-1000.
